Corporation$ Inc., don’t need no stinkin’ Gov’t regulation, on account$ of theys “ProFEE$$ional$” & “Ethical$” & good ol’ “Bidne$$Folk$” 
” …But those fee$ have more than doubled in recent months, reaching the 24 cent average like all other shops, Duncan said. So retailers selling 99-cent cups of coffee may now be paying almost a quarter in fee$ on a sale.
Card companies “followed the rule but not the spirit of what the Fed said,” Duncan said.” 
heheeheeheeheeeheee :-/
Bank$ slash retailers’ debit card fee$:
By Jose Pagliery @ CNNMoney May 3, 2012
End of FDIC program may hurt small firm lending
It’s still unclear whether the savings from lower fees are being passed on to consumers. It’s even unknown whether most shops have seen the savings themselves.
Some have fallen victim to a legal loophole, according to Robert Day, managing partner of Merchant Relief Council, a Tustin, Calif., group which seeks to protect retailer profits.
His explanation involves credit card processing companies, which fill middleman roles between shops and banks.
“Debit card companies had to lower fees to processors, but there’s no rule that says the processors have to pass that on to the merchants,” he said. “They’re pocketing that savings for themselves.”
According to the Fed report, Visa and MasterCard are charging shops 24 cents on average, while Discover’s rate is lower, at 17 cents. A dozen smaller companies fall into a similar range.
It’s a sharp fall from what the big three were charging in 2009, when the average was 55 cents for each transaction.
Today, the cap is set at 21 cents, plus a percent of the sale amount.
In the age of plastic, the total amount buyers put on debit cards has grown. In 2009, $1.4 trillion was spent in 37.6 billion debit card transactions. Last year, $1.8 trillion was spent in 46.7 billion transactions.
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